Finance Information

Finance AdHere at Rotary Revs we understand all too well just how frustrating it is having to wait. Especially when it comes to new parts for that most current love of your life. So now, with the help of our financing partner Pay4Later, you can have those parts whilst you "save" rather than afterwards or later!

The application process is simple and fast, allowing you to purchase items right away. What's best is there's no boring paperwork to fill in, it's all completed quickly and in most cases, a quick decision is returned instantly!

We have various credit options starting with 0% Finance available on all of your performance parts, workshop services and repairs providing your order total is over £300.00. Spread the cost further with a 9.9% APR finance option over 12 months or, to keep the monthly outgoings down on really large orders we also offer 19.5% options over 24 and even 36 months (or 2 and 3 years respectively).

All of the above, available with as little as a 10% deposit.

Brought to you by us, to make keeping your car on the road and looking smart as convenient as possible.



How to Apply:

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Online:

Browse our Store of products and add anything you fancy to your shopping cart. When you're done, ensure your total cart value is at least £300.00.

Click the blue 'Instant Free Credit Available' button to open our Finance Calculator tool.

From here you can adjust your desposit amount (percentage) and select a Finance Plan, review your monthly payments and all of the details included in the calculator tool and try out any other options, vary your deposit or see how things would look with an alternate finance option.

When you're happy with the calculator figures, simply click the 'Buy Now on Finance' button at the bottom to begin the online application process.

Most applications receive an instant online decision.

It really couldn't be any easier!

By Phone:

To apply for finance by telephone, simply call us on 01924 477202 and we will happily work with you to process your order and application over the telephone.

In Store:

To apply for finance in store, you will need your bank details and a Chip & Pin debit or credit card to pay the deposit sum. On occasion our finance provider may request additional proof of identity documents, such as a recent utility bill, passport or driving license.



Finance Terms and Conditions:

Finance is available over 6 to 36 month periods and is subject to status. Applicants are required to be at least 18 years old, employed and a resident of the UK for the last 3 years to qualify. Stock will not be allocated until the application has been processed, completed and the deposit has been received in full. Home delivery orders, paid with finance, can only be shipped to the address used in the finance application. Customers using 0% finance (when available) may find their final month loan repayment is less than stated. Depending on the loan amount, your final payment may be between 1p – 99p less than stated and/or previous months.Rotary Revs reserves the right to withdraw finance availability on certain products without notice. Full written details available upon request.



Finance Ad

Finance FAQs:

Who is eligible for finance?

We can only consider your application if:

  • You are over 18 and employed at least 16 hours per week
  • You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years
  • Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered.

Applications also welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application).
Meeting the criteria does not guarantee acceptance. Goods can only be delivered to your home address. If your application is accepted, the deposit must be paid by credit or debit card.

How much can I borrow?
You can be approved for as much as £25,000 to use for the item(s) you wish to purchase. The minimum order is £300.

Is a deposit required?
A minimum deposit of 10% is required and is payable by credit or debit card upon acceptance Deposits can be up to a maximum of 50% of the purchase price.

How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What if I want to cancel?
You can return all the items ordered on finance and the policy can then be cancelled. This will incur a 10% handling fee to cover the cost of the finance agreement.

Do you accept early repayments?
You can pay off finance at any point throughout your agreement and simply have to contact the lending bank (all details are in your credit agreement) who will offer you a settlement figure which if you have had 0% interest free finance will be the outstanding balance without any early settlement fees. Obviously the 19.5% agreements will have interest calculated and included in your settlement figure.

What happens if my application is declined?
If your application is declined you will have the option of choosing an alternative method of payment.

Can I have my order delivered to a different address?
Orders paid by finance can only be shipped to the same billing address as your finance application. We cannot send your purchase to a different delivery address.

How will I know what is available for finance?
All orders with a total value (including postage where applicable) are eligible for finance packages.
Total orders under £300 are not eligible for finance.
Finance based on minimum order of £300 with 10% deposit
eg: 10% deposit (£30.00) & 90% finance credit (£270)

The legal bit:

Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/. Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority – Firm rererence number 124750 For more information please visit http://www.closebrothersretailfinance.co.uk/ RotaryRevs Store Ltd licensed by the Financial Conduct Authority (Consumer Credit Licence: FRN692455)